A comprehensive coverage is very important for travelers
A good travel medical insurance should offer coverage for medical expenses in the hospital, for drugs, medical evacuation, accidental death and dismemberment coverage, repatriation coverage and also for lost baggage.
A comprehensive coverage is very important for a traveler who is on a vacation. Vacation is a matter of heavy expense and most commonly in unknown places. If one does meet with some accidents or misfortunes in a destination we may not know who takes us to which hospital for treatment. So the travel medical insurance that one purchases should offer coverage for treatment obtained from any kind of hospital.
Some travel medical insurance does have a restricted list of hospitals. It is unwise to go for such because the person who is trying to help you with first aid will be more concerned about saving your life by taking you to some hospital rather than focusing on the hospital that your insurance covers you.
If you are traveling to a foreign country be sure that your travel medical insurance offers repatriation coverage, which would be to cover all the travel expenses back home, and also services to inform your family member that some accident has happened to you! If it does not, underwrite it with specifications!